About Us

Enable Finance Ltd. Company Information

Enable Finance was founded in 1997 as B & E Consulting. In June 2002, in line with our rapid expansion and a need for a clear brand identity, we became Enable Finance.

Enable Finance Ltd. are national Mortgage & Loan specialists providing a comprehensive advice regardless of your personal circumstances. Moreover Enable Finance underwrite all remortgages, mortgages and secured loans in house, ensuring our customers and introducers receive the highest possible service and the fastest possible completion time available on the market.

Authorised and Regulated By the Financial Services Authority - Enable Finance Ltd. Pleasley Vale Mills, Pleasley Vale, Mansfield. NG19 8RL. Enable Finance Ltd. is authorised and regulated by the Financial Services Authority. No. 301580. Please Note the Financial Services Authority does not regulate Buy to Let Mortgages.

Combined Initial Disclosure Document (CIDD) - View Here

Residential Terms of Business - View Here

Our Residential Mortgage Panel - can be viewed here

Licensed Credit Brokers - We are licensed Credit Brokers, holding a Consumer Credit Licence (number - 530028) issued to us by The Office of Fair Trading (OFT). This enables us to carry out the business of processing loans. We also adhere to any and all industry guidelines issued by the OFT.

Data Protection - We are registered under the Data Protection Act (1998), All information taken and held by Enable Finance Ltd. will be treated as private and confidential complying with Data Protection Act. You have a right of access under the Data Protection Acts 1988 to your personal records on our files

Careers: Mortgage & Loan Jobs  - We are always on the look out for good people to join our company click to see our current mortgage and loan jobs available within Enable Finance Ltd.

Fees & Charges - Enable Finance Ltd. may charge a fee for arranging your mortgage or remortgage. A fee of 2% of the loan is payable on completion, subject to a minimum of £1950 and a maximum of £3,000 An example of this is a mortgage of £100,000 would require a fee of £2,000. In addition we will receive commission from the lender. We will not charge any fees or receive any commission if your mortgage does not complete. You will receive a key facts illustration which will tell you about any fees relating to the mortgage arranged through us

 

Mortgage Valuations - we offer you a FREE MORTGAGE VALUATION

Don’t forget to budget for the other costs that you may incur when buying your home:

  • Stamp duty is charged at 1% of the price of properties between £120,000 and £250,000, 3% for those up to £500,000 and 4% for properties over £500,001.
  • If your mortgage exceeds a certain percentage of the valuation your lender may charge a Higher Lending Charge to cover the greater risk.
  • Your solicitor will also charge a fee for searches and conveyancing

 

Enable Finance Ltd. Is authorised and regulated by the financial services authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.

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Enable Finance Ltd. is authorised and regulated by the Financial Services Authority. (FSA reg. 301580) Registered Office: Bank Chambers, 10 Snitterton Road, Matlock. DE4 3LZ Registered in England 4455370 This site is only directed at persons within the UK. Calls may be recorded for training and monitoring. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.