“From 1 April 2011, the tax relief on allowable R&D costs is 200 per cent – that is, for each £100 of qualifying costs, your company or organisation could have the income on which Corporation Tax is paid reduced by an additional £100 on top of the £100 spent. It also includes a payable credit in some circumstances.”

Last week the Draft Finance Bill spelt out plans by the government to increase R&D to 225%.

R&D is potentially available to any business carrying out technological advancements in products or processes. The increase by the government is planned from April 2012, along with some changes to scheme rules designed to increase competitiveness of the UK tax system. This follows an increase in April 2011 whereby for every £1 SMEs spend on research and development, they could claim back £2 in tax relief. Business Advice from Enable, helping you stay ahead.

If you are a Company spending Research and Development please get to know the facts it may save you you some money and reduce your tax liability.For more information speak with your accountant or take a look at HMRC’s R&D allowance guidelines.

Its clear that our economy is in for a turbulent time with a number of finance directors predicting a double dip recession. However, in contrast to that those business with e-commerce and on-line sales activity are seeing growth. Evidence if you ever needed it that sales are moving on-line.

Enable Corporate Strategies are here to add value to your business and help you weather the storm. Enable assist businesses in the following areas

• Business Finance – providing new and alternative sources of business funding for UK businesses, such as unsecured business loans, Invoice Finance and asset based lending solutions.
• Internet Marketing – helping business grow their sales on-line, attain page 1 positions on Google and have a strong web presence
• Business Turnaround – working with business owners and directors of a failing business. Perhaps has Tax problems creditor pressure and needs a rescue plan or help with exist strategy.

We would like to think our skills and expertise can add value to your business regardless of your current position.

Enable Corporate Strategies look forward to working with new and existing clients in 2012. If you would like a free consultation to see how we could help your business please either call 0800 316 1612 or go to our contact us page.

It has been interesting… Economically challenging with with more peak and troughs on the stock markets than a heart monitor and a never ending Euro Crisis which is far from over.

We said farewell to Steve Jobs, the man who changed our use of music and phones forever.

A devastating earth quake in Japan and nuclear accident not seen since Chernobyl.

I am looking forward to 2012, I’m sure it too will have its challenges but I am looking forward to them. After all what doesn’t kill you will make you stronger.

Good bye 2011 and see you all in 2012 from Enable Corporate Strategies.

No-one is disputing that times are not tough and trading conditions are difficult. However, I really do not think it is helpful for two widely respected organisations such as the Office for Budget Responsibility and the economics research team at Standard Chartered bank to have such differing predictions.

Small Business owners yes you should be aware of your economic surroundings and not take foolish risks in challenging times but concentrate on your product and service, your customer service and keep chipping away. The world is not going to end!!!

The BBC News site have done a good article (UK economy ‘to face bigger downturn‘) as ever, you should take a look.

In 2010, business to business on-line trade contributed £60bn to the UK economy. E-commerce has great potential to help small businesses innovate and grow, something which can help economic growth. Research also shows that small businesses that trade on-line have been more likely to weather the economic storm.

Enable recognise that a business trading on line has a greater chance of success and that why we have a business loan product specifically for companies looking to purchase or develop their websites, e-commerce shops or implement an internet marketing campaign.

However, the FSB believes that online trading could be much higher if the number of barriers were removed.

A key barrier is lack of access to high speed broadband. In a new report, ‘Small businesses and online trading’, the FSB has raised concerns that lack of broadband coverage and slow broadband speeds are putting off small firms from trading online – and so expanding their business. For nine per cent of small firms, current generation broadband – up to 24Mbps – is not available across any of their sites and 22 per cent said it is not available on at least one. Around a quarter of small businesses only have access to speeds of up to 2Mbps – acting as a major barrier to trading online. Read the full FSB press release here

Our e-commerce business loans will fund the following:

• The design and build of an e-commerce shop
• Company websites
• Lead Generation websites
• Internet Marketing and Search Engine Optimisation.
• Online Advertising – Google Adwords Campaigns
• Shopping Cart and e-commerce software.
• Typically Loans from £5,000 to £100,000
• £500,000 + loans are available, call to discuss. 

If you are trading business and need the capital funds to help your business grow and exploit the lucrative online market Enable Finance is the business finance company for you.

Business Loans for Internet Marketing.

Perhaps you have an existing website or e-commerce shop but you need to get more traffic. One of the best ways of getting more traffic to your website is to be on page 1 of Google, Yahoo and Bing and this is where a good internet marketing or search engine optimisation campaign comes in. A good internet marketing company will typically charge you a monthly fee for increasing your website in the search rankings. A good internet marketing company will deliver results, however, increased rankings happen over time and it can take months. If you need fast results you will want to look at online advertising such Google Adwords.

Business Loans for Online Advertising such as Adwords Campaigns.

Online advertising allows you to reach an audience instantly who are looking for your specific product or service. Here is what Google says about their online advertising product: “AdWords ads are displayed along with search results when someone searches Google using one of your keywords. Ads appear under ‘Sponsored links’ in the side column of a search page, and may also appear in additional positions above the free search results. That way, you’ll be advertising to an audience that’s already interested in your business.”

Our loans are available to viable trading businesses. If you would like to know more about how we can help grow and fund your business please either apply online here or call Phillip Evans on 0797 0500425.

More information and other unsecured business loans can be found here. Enable Finance could help fund your business.

For more business advice and tips please follow the link or leave a comment.

Product Announcement:

More About the Business Loan Fund

• Any commercially viable business proposition considered.
• Terms between 1 to 5 year repayment terms.
• The loan is a debt instrument, no equity stake required.
• Loans amounts from £500,000 to £80 Million (GBP)
• Global Appetite.
• The money is raised from Japanese and Asian Markets who have very low interest rates and are looking for a better returns from their investments.

Examples of Some of the the businesses that have used this type of business loan

How the Large Business Loan is created

The loan facility is created via a funding instrument which is bespoke to each individual client. These instruments act as; a) the vehicle for the client to raise capital, and b) the opportunity for the market to invest. The instrument sits between the client and the investor and this raises the funds. The Investment Fund has considerable and extensive experience in creating global investment structures and raising capital from varied markets.

Apply For a Large Business Loan Here  

Unsecured Business Loans can be arranged from anywhere between £5,000 and £100,000 at very competitive rates click here to apply online for an unsecured business loan or read on for me detail.

Some Typical Uses Of Unsecured Business Loans

• Purchase Stock and Inventory
• Fund Cashflow & Growth
• Purchase new business equipment
• Launch a new sales and marketing campaign
• Buy an e-commerce store or website to exploit the lucrative online market
• Buy new business software
• Whatever your business requirements our unsecured business loan could hold the answer.

Industry Sectors We Lend To. Regardless of of your business or industry sector you can still apply for unsecured business loans. We lend to advertising agencies to widget manufacturers from small one man bands to large multi million pound corporations. As long as you are a limited Company that has been trading more than 2 years you could qualify for an unsecured business loan. See the unsecured lending criteria below for further information.

Unsecured Business Loans Lending Criteria:

• The business is seeking a loan of £5,000 – £100,000 over a 1 or 3 year period (loans are unsecured)
• The business is a limited business which has at least 2 years of filed accounts at Companies House and
• has been trading for at least 2 years; and the loan is not being used for property construction
• The latest Experian Commercial Delphi score exceeds 60 and the average score over the last 3 months exceeds 60
• The directors of the business are UK residents
• The business has no outstanding County Court Judgements exceeding £250

To apply online for a fast unsecured business loans click on the link and start growing your business today.

Shawbrook is an amalgamation of three previous business finance institutions.  The new bank combines the savings and lending functions of Whiteaway Laidlaw Bank, Link Loans and the lending platform of Commercial First and is funded exclusively by RBS Equity Finance.

All of Shawbrook Bank’s lending takes places through brokers and intermediaries. It says it is committed to processing commercial mortgage applications within 48 hours and secured loan applications within two hours of receiving them.