Supply Chain Finance Initiative To Improve Cash-Flow For Small Business

supply chain financeThe Prime Minister David Cameron is discussing a scheme to get the largest UK Companies supporting its smaller supplier companies.

The supply chain initiative has been suggested to work in the following manner. The large company receives an invoice from its smaller supplier. The large Company notifies its bankers that the debt (invoice) is approved and will be paid as per credit terms (30,60 or 90 days etc.) The Supplier is then able to approach its bank and borrow up to 100% as a cash advance against that invoice value. Thus helping the suppliers cash flow.

I know the Prime Minister is only trying to help, but this exact same product exists already, widely used and has been around for decades. This product is know as Invoice Finance… some may know it as debt factoring or invoice discounting.

This Government initiative just seems like another headline grabbing sound bite. The government really should spend their time concentrating on calming the markets and restoring confidence, reminding people the world will keep on spinning and massive opportunities exist out there.

If you would like to read the more on this article click here. If you would like to know more about existing cash flow finance products including factoring and discounting click here

Enable Finance Provides Business Loans To FSB Members

fsb logo trade online Enable Finance is very pleased to announce our commercial finance partnership with the Federation of Small Businesses. The partnership is due to our membership of the N.A.C.F.B. The National Association of Commercial Finance Brokers has signed a partnership with the Federation of Small Businesses to provide a UK-wide introduction channel for small firms seeking finance.

Enable Finance are pleased to support be supporting FSB member businesses seeking finance in the Sheffield and South Yorkshire area.

Adam Tyler, NACFB chief executive, has been working on bringing the association and the FSB closer for the past nine months. The 950 members of the NACFB will be on hand to source and arrange commercial finance for the 200,000 strong FSB business members.

Enable Finance provide business finance in the following areas:

  • Asset Finance and Leasing
  • Invoice Finance and Trade Finance
  • Property Finance & Mortgages
  • Cash Flow Loans

For more information about the NACFB or Federation of Small Businesses please follow the links provided.

Happy New Year From Enable Corporate Strategies

2012 happy new year from enable corporate strategies Its the first day back of 2012 for most of us and I’d like to wish you all a happy 2012. I really hope it is prosperous for you.

Its clear that our economy is in for a turbulent time with a number of finance directors predicting a double dip recession. However, in contrast to that those business with e-commerce and on-line sales activity are seeing growth. Evidence if you ever needed it that sales are moving on-line.

Enable Corporate Strategies are here to add value to your business and help you weather the storm. Enable assist businesses in the following areas

  • Business Finance – providing new and alternative sources of business funding for UK businesses, such as unsecured business loans , Invoice Finance and asset based lending solutions.
  • Internet Marketing – helping business grow their sales on-line, attain page 1 positions on Google and have a strong web presence
  • Business Turnaround – working with business owners and directors of a failing business. Perhaps has Tax problems creditor pressure and needs a rescue plan or help with exist strategy.

We would like to think our skills and expertise can add value to your business regardless of your current position.

Enable Corporate Strategies look forward to working with new and existing clients in 2012. If you would like a free consultation to see how we could help your business please either call 0800 316 1612 or go to our contact us page.

Large Business Loans £500k to £80 Million Available

business loans Product Announcement: Enable Finance is pleased to announce a new large business loan product specifically designed for business needing to borrow more than £500,000 (GBP). Moreover the finance product is open to Global Companies so regardless of your current location or domicile this business loan product could be available to your business. The business loan is innovative in its structure, creation and has flexible drawdown facility so if your business loan is for £5 million pounds you only draw it down as and when you need it, therefore only pay interest on the capital drawn. Like what you see apply online here

More About the Business Loan Fund

  • Any commercially viable business proposition considered.
  • Terms between 1 to 5 year repayment terms.
  • The loan is a debt instrument, no equity stake required.
  • Loans amounts from £500,000 to £80 Million (GBP)
  • Global Appetite.
  • The money is raised from Japanese and Asian Markets who have very low interest rates and are looking for a better returns from their investments.

Examples of Some of the the businesses that have used this type of business loan

  • Medical Technology : a privately owned medical company that develops, manufactures and distributes their medical systems
  • Online Retailer : Established e-commerce retailer looking to grow, expand develop stock range.
  • Startup Gaming : An online gaming proposition funded from startup
  • New Zealand Finance Company : see the video below.

How the Large Business Loan is created

The loan facility is created via a funding instrument which is bespoke to each individual client. These instruments act as; a) the vehicle for the client to raise capital, and b) the opportunity for the market to invest. The instrument sits between the client and the investor and this raises the funds. The Investment Fund has considerable and extensive experience in creating global investment structures and raising capital from varied markets.

Apply For a Large Business Loan Here  

Unsecured Business Loans Available Rates From 6%

unsecured business loans Enable Finance is pleased to announce a new range of unsecured business loans for trading UK limited Companies and Sole Traders or Partnerships. The loans can be used for any business purpose as long as its not used for property construction.  So if you are looking to grow expand or develop your business and don’t any security to give this could be the perfect solution for you.

Unsecured Business Loans can be arranged from anywhere between £5,000 and £500,000 at very competitive rates click here to apply online for an unsecured business loan or read on for me detail.

Unsecured Business Loans up to £500,000

  • Purchase Stock and Inventory
  • Fund Cashflow & Growth
  • Purchase new business equipment
  • Launch a new sales and marketing campaign
  • Buy an e-commerce store or website to exploit the lucrative online market
  • Buy new business software
  • Whatever your business requirements our unsecured business loan could hold the answer.

Industry Sectors We Lend To . Regardless of of your business or industry sector you can still apply for unsecured business loans. We lend to advertising agencies to widget manufacturers from small one man bands to large multi million pound corporations. As long as you are a stable and profiable Company or a trading as business that has been trading more than 2 years you could qualify for an unsecured business loan. See the unsecured lending criteria below for further information.

Unsecured Business Loans Lending Criteria:

  • The business is seeking a loan of £5,000 – £500,000
  • Loan terms from 6 months to 5 years
  • Where the business is limited; has at least 2 years of filed accounts at Companies House.
  • Sole Traders & Partnerships Accepted minimum loan criteria £25,500
  • Has been trading for at least 2 years ; and turnover greater than £50,000.
  • Positive credit rating with stable or upward trend financials.
  • The majority of directors within the business are UK residents.
  • The business has no outstanding County Court Judgements exceeding £250
  • Personal Guarantees may be required.
  • No early repayment charges (ERC) pay off early without any penalty.

To apply online for a fast unsecured business loans  click on the link and start growing your business today.